Sunday, February 10, 2013

America's Improved Giant.


                http://www.economist.com/news/finance-and-economics/21571139-insurer-has-done-good-job-rehabilitating-itself-can-it-stand-its-own

This article is about how the insurance giant AIG has bounced back and become an even better company than before it was given its bailout by the government. In just four years AIG was able to free itself from the government’s $182 billion bailout that prevented the company from having to declare bankruptcy. Also another big step taken by AIG was the move to return itself back to back to private ownership instead of public so that it could rid itself of government ownership. However, as far as AIG has come there is still a lot of progress that needs to be made. As of right now their return on equity is at about 5%, which is among the lowest of all its American peers. AIG’s goal is to attain a 10% return on equity by 2015, a rate that would match most of its rivals. Unfortunately they have also had to “trim some of the branches of the tree” as Bob Benmosche stated earlier this year, this was in context to AIG drastically downsizing its work force from 116,00 down to about 62,000 in some 90 countries. The good news for AIG is that insurance rates in America are currently rising and show no sign of slowing down in the near future. 

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