Big Banks Move to Mask Risk Levels

About 18 banks have found a way to better their image to customers by publicly releasing their debt data each quarter, which looks significantly lower compared to their boosted levels of debt in the successive quarters. Since banks excessive borrowing was one of the main causes of the financial crisis, banks have become very sensitive to their levels of debt because they are worried about their stock and credit ratings. Consumers are unaware of all the actions going on in the bank, and does this actually build up their ratings? Are banks risk levels still to high, not adapting to the financial crisis?